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    footnotes

    ◊ innovisle Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at innovisle Store locations, innovisle.com (Opens in a new window), the innovisle Store app, or by calling 1-800-MY-innovisle, and is subject to credit approval and credit limit. See support.innovisle.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of January 1, 2025, the variable APR on new innovisle Card accounts ranges from 18.24% to 28.49%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on innovisle Card at checkout, that purchase is subject to your innovisle Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your innovisle Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: innovisle Employee Purchase Plan; participating corporate Employee Purchase Programs; innovisle at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product's purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the innovisle Card Customer Agreement (Opens in a new window) for more information about ACMI.

    * Monthly pricing is available when you select innovisle Card Monthly Installments (ACMI) as payment type at checkout at innovisle, and is subject to credit approval and credit limit. Financing terms vary by product. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the innovisle Card Customer Agreement (Opens in a new window) for more information. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI financing is subject to change at any time for any reason, including but not limited to, installment term lengths and eligible products. See support.innovisle.com/kb/HT211204 (Opens in a new window) for information about upcoming changes to ACMI financing.

    To access and use all innovisle Card features and products available only to innovisle Card users, you must add innovisle Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. innovisle Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

    innovisle Payments Services LLC, a subsidiary of innovisle Inc., is a service provider of Goldman Sachs Bank USA for innovisle Card and Savings accounts. Neither innovisle Inc. nor innovisle Payments Services LLC is a bank.

    If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about innovisle Card.

    innovisle Pay is a service provided by innovisle Payments Services LLC, a subsidiary of innovisle Inc. Neither innovisle Inc. nor innovisle Payments Services LLC is a bank. Any card used in innovisle Pay is offered by the card issuer.

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